现金网上开户:Chinesebankswillcontinuetoexperienceprofitabilityandassetqualitypressuresthisyear,analystssaidonWednesday.Theircommentscameinresponsetotwoofthecountry'sBigFivelenders-BankofCommunicationsandAgriculturalBankofChina-postingflatannualprofitgrowth,amidhigheroperatingpressureandnarrowinginterestmargins.Theremainingthreelendersofthegroup-IndustrialandCommercialBankofChina,BankofChinaandChinaConstructionBank-areallscheduledtoreleasetheirannualreportsthisweek.BankofCommunicationsandAgriculturalBankonTuesdayreporteda1.03percentand1.86percentriseinnetprofitslastyear,respectively,drivenbyloangrowthandlowertaxburdens.Analystssaidtheflatprofitgainofthetwobanksconfirmedthatthecountry'scommercialbanksareexperiencingaslowingtrendinnetprofitgrowth.Theyhavebeenbattlingnarrowingnetinterestmargins,resultingfromastringofbenchmarkinterestratecutsbythecentralbankin2014and2015.SheMinhua,abankinganalystatZhongDeSecuritiesCo,saidthatpressurefrombanks'narrowedinterestmarginswillremain,astheirfundingcostshavebeenrisingwhilethemonetaryauthorityisunlikelytoraiseinterestratesanytimesoon."SomepeopleexpecttheChinesecentralbanktoraisetheratesfollowingthe(UnitedStates)Fed'shikes.ButitisstilluncertainwhethertheeconomicrecoveryinChinacanaffordaratehikenow,"hesaid.PengChun,presidentofBankofCommunications,China'sfifth-largestlistedcommercialbankbyassets,saidatabriefinginHongKongthatthebankislikelytoseeariseinnonperformingloansthisyearandthatassetqualitywillremainunderpressure.Butsomeanalystssaidthatthebanks'assetqualityislikelytoimprovethisyearasindustrialprofitabilityhasbeenrecovering,helpedbyrisingcommoditiespricesandstructuralreformscuttingexcesscapacity.

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